Key takeaways Mobile banking apps now offer AI-powered financial insights, biometric security, real-time fraud detection and automated savings tools beyond basic account access. According to Chase, 86% of consumers prefer to use a single app to do their banking. When selecting an app, prioritize security features, user experience and financial…
Hispanolistic/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Offered by many financial institutions, online bill pay is typically a free, secure service that enables consumers to make various types of payments electronically. Payments made via online bill pay can be made using a website or an app. Keep track of your…
Michigan car insurance laws state clearly that drivers in the Great Lake State must have a certain amount of car insurance to drive legally on public roads. Failure to do so can lead to fines and other penalties—and higher coverage rates down the line. Michigan is a no-fault state, which…
Key takeaways There are several ways to finance home renovations, including renovation mortgages, home equity loans and personal loans. Borrowing makes the most sense when repairs are urgent or when improvements will increase your home’s value. Compare loan options carefully, considering interest rates, fees and the amount of home equity…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Images by Getty Images; Illustration by Austin Courregé/Bankrate A high-yield savings account earning 4% annual percentage yield (APY) would generate about $400 in interest on a $10,000 deposit over one year. This is over six times more than the national average savings rate of 0.60%, according to Bankrate’s weekly survey…
Image by Hunter Newton/Bankrate Key takeaways Having $10,000 in a CD that earns a 4% annual percentage yield (APY) would earn around $400 in interest in one year. This is more than two times the $193 you’d earn with $10,000 in a one-year CD that earns the national average of…
Images by Getty Images; Illustration by Austin Courrege/Bankrate Key takeaways Having $100,000 in a CD earning 4% annual percentage yield (APY) would earn you around $4,000 in interest in one year. This is more than double the $1,930 you’d earn with $100,000 in a one-year CD that earns the approximate…
Key takeaways MoneyPass operates 40,000+ fee-free ATMs nationwide — one of the largest surcharge-free networks in America. Major banks like US Bank, Capital One, and fintech apps like Venmo, Cash App, and SoFi all use MoneyPass for fee-free withdrawals. Find MoneyPass ATMs at 5,000+ Walmart locations, plus Hy-Vee, Circle K,…
Tatiana Meteleva/Getty Images It’s easy to get swept away in the latest viral holiday trend or marketing push. This year, it’s a Ralph Lauren Christmas. Don’t miss the Viral TikTok garland. Stuff your stockings with lippies, digital cameras and ice rollers. Hide the elf on the shelf in a new…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways In most parts of the U.S., a jumbo loan is a mortgage exceeding $832,750 as of 2026, but the amount varies by county. Jumbo loans generally require a higher credit score, a higher level of income or assets and a larger…
Closing on my mortgage almost three years ago felt surreal. I was 31 and holding a key to my own condominium in the heart of Seattle, a mere half mile from the Space Needle. I bought it alone, joining the growing number of single women purchasing homes — such an…
When Richard Amaechi, 27, lost his job as a financial planner in North Carolina, he decided to pull up stakes and return to San Francisco, where his parents still lived. The question was: Had his hometown become too expensive to welcome him back? The City by the Bay has been…
For years, the real estate industry has advised prospective homebuyers to cross off their list any home that would require them to spend more than 30% of their income on mortgage payments and other fees. That rule no longer seems to work in much of the country, thanks to the…
Alexandria City, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church City, Fauquier, Fredericksburg City, Loudoun, Manassas City, Manassas Park City, Prince William, Rappahannock, Spotsylvania, Stafford and Warren counties: $1,249,125 Madison County: $1,209,750 All other counties: $832,750 Washington loan limits Caret Down Icon Summit and Wasatch counties: $1,150,000 Wayne County: $997,050…
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