Flashpop/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can get a loan for a vacation home from a private lender. There are no government-backed loans for vacation homes. Qualifying for a vacation home loan is typically harder than qualifying to buy a primary residence, with stricter debt-to-income ratio, credit…
Should you buy the dip? The phrase “buy the dip” means jumping into the stock market after it’s fallen, hoping to scoop up some bargains while they’re available. It’s a popular rallying cry on social media after the market has plummeted, as traders come out and talk about their moves.…
Key takeaways Cards that offer a 0 percent intro APR on new purchases can be helpful for consolidating and paying off higher-interest debt or financing a large purchase, as long as you use the card responsibly. You’ll need to prioritize paying off what you transfer within your intro period, however.…
Investors were reminded of how volatile stocks can be in early March as stocks sold off due to concerns about how tariffs would impact the outlook for economic growth and inflation. Previous market darlings such as Tesla and Nvidia saw their shares fall about 50 percent and 30 percent, respectively,…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways TSA PreCheck and Clear can both save you time while traveling. TSA PreCheck allows you to go through a special security line where you can keep on your shoes and a light jacket, while Clear allows you to use biometric security kiosks to…
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Key takeaways Social Security benefits are generally protected from creditors, but exceptions exist for federal debts, child support and legal judgments. The IRS…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Tax season can be a stressful time, but for many, it comes with a financial boost, your tax refund. While it may be tempting to spend it on something fun, using your refund wisely can help you take control of your finances and move closer to a debt-free future. If…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many graduate students take out loans starting at around $45,000 to cover their education costs. The cost of graduate school has risen exponentially since 2000, and the majority of students borrow loans to pay for the expense. The amount of debt…
Images by GettyImages; Illustration by Bankrate Key takeaways The number of prison education programs is growing, but the offerings are still limited throughout state and federal prisons. Many higher education prison programs are offered at no cost and are funded by the state in which the facility is located or…
Key takeaways The average cost to attend dental school is $312,700, according to the American Dental Education Association. How much you earn varies depending on where you live. The average dentist salary is $191,750. Dentistry students know that dental school will lead them to higher earnings, but first, they…
For new and seasoned investors alike, taking a global approach to your investments can help provide diversification and multiple ways to benefit from the growth in the world economy. While putting your money in foreign markets might sound complex, there are exchange-traded funds (ETFs) set up to streamline the process…
Key takeaways United MileagePlus miles can be earned and redeemed with United Airlines, Star Alliance partners, non-Star Alliance airline partners and a whole slew of other travel partners. United miles can be earned through flights on the airline or its partners as well as through credit cards, hotel partners, dining…
Key takeaways Use your flat-rate cash back card to pay utility bills and other monthly expenses in order to maximize your rewards. Buy through your issuer portal and special cash back apps to earn additional cash back when shopping. Take advantage of issuer-specific offers at designated retailers. …
PeopleImages/E+/Getty Images Key takeaways Bank of America offers secured versions of many of its popular rewards credit cards. If you prefer earning bonus rewards in select categories, the Bank of America® Customized Cash Rewards Secured Credit Card offers cash back in a number of choice bonus categories (terms apply). If…
damircudic/E+/Getty Images Key takeaways Capital One Platinum Credit Card comes with no annual fee but also without the frills you might find on cards for those with stronger credit. Unlike some other cards for those with fair credit, you won’t need to pay an annual fee or put down a…
10’000 Hours/Getty Images Key takeaways Auto loan interest rates can vary significantly between states because each state sets its own usury laws, or caps on the interest a lender can charge. The ceiling on the interest rate you could be charged is linked to your lender and where its headquarters…
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