Author: News Room
A 401(k) loan does not appear on your credit report because it isn’t considered a loan from a third-party lender.…
Leaving the workforce changes many aspects of your 401(k), and once you retire you will have to make a number…
martin-dm/ E+/ Getty Images Travel reward credit cards and 0 percent introductory APRs on purchases and balance transfers don’t often…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Photography by Getty Images; Illustration by Bankrate Key takeaways A home equity loan allows you to borrow a lump sum…
Key Takeaways: You don’t need to borrow more money to get out of debt. Alternatives like budgeting, prioritizing debts, negotiating…
Key takeaways A home equity loan can be a good option to consolidate debt, as it usually carries lower interest…
Key takeaways CDs earning 4% APY provide guaranteed returns with FDIC insurance up to $250,000 — making them one of…
Key takeaways The issuing bank often cashes checks for non-customers for $5-$8 — your cheapest option if you have a…
Prapass Pulsub/Getty Images Key takeaways You can check your bank account balance via your bank’s mobile app, online bank website,…












